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Mercury deals & promo codes
$500 bonus when you open an account
Click the button to activate the deal on the partner's site. If a code is shown, paste it at checkout.
Deposit $10,000 within 90 days of opening. TODO: confirm current referral terms.
What is Mercury?
Mercury offers business checking and savings, corporate cards, bill pay, invoicing and treasury — all with no monthly fees. It's built for startups, with venture debt and investor-database perks.
Who is Mercury best for?
Venture-backed and bootstrapped startups that want modern banking with no fees.
Our take
Mercury is free to use. Its biggest strengths are no monthly fees and beautiful, fast interface; the main trade-off is that no cash deposits. Check the deals on this page before you buy — UseThisForThat members often save on their first months or year.
Features
- No-fee business checking
- Corporate debit & credit cards
- Bill pay
- Invoicing
- Treasury (up to ~4% yield)
- Up to $5M FDIC insurance via sweep
Mercury pricing
Mercury
$0/mo
- Checking & savings
- Cards
- Bill pay
Plus
$35/mo
- Reimbursements
- Advanced invoicing
- Spend controls
Pro
$350/mo
- Higher treasury yield
- Dedicated support
- Advanced permissions
Prices as listed by Mercury; may change. Last reviewed Oct 13, 2026.
Pros & cons
Pros
- No monthly fees
- Beautiful, fast interface
- Great startup perks
Cons
- No cash deposits
- Not available for some industries
Frequently asked questions
What reviewers say about Mercury
What reviewers like
- Clean, intuitive interface that makes banking feel effortless
- Fast online onboarding for startups
- Handy virtual cards, invoicing and spend controls
- Smooth integrations with accounting tools like QuickBooks and Xero
Common complaints
- Account verification can be slow and manual
- International businesses face closures, limits or currency fees
- ACH transfers can feel slow
- Lacks lending, cash deposits and advanced reporting
Ratings as published on G2 as of Oct 13, 2026. Themes are our own summary of public user reviews, not quotes. UseThisForThat isn't affiliated with these review sites.