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Mercury vs QuickBooks Online

Comparing Mercury (banking for startups of every size) with QuickBooks Online (accounting software for small businesses). Here's how they stack up on price, features and user ratings.

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Higher rated
Mercury logo

Mercury

Rated4.8out of 5(121)

Banking for startups of every size

Get $500

$500 bonus when you open an account

Read the full Mercury review →
QuickBooks Online logo

QuickBooks Online

Rated4.3out of 5(158)

Accounting software for small businesses

Save up to $148

50% off for 3 months

Read the full QuickBooks Online review →

At a glance

AttributeMercuryQuickBooks Online
RatingRated4.8out of 5(121)Rated4.3out of 5(158)
Pricing modelFreeFree trial
Starting priceFree$35/mo
CategoryBankingAccounting
Best dealGet $500Save up to $148
PlansMercury, Plus, ProSimple Start, Essentials, Plus

Mercury features

  • No-fee business checking
  • Corporate debit & credit cards
  • Bill pay
  • Invoicing
  • Treasury (up to ~4% yield)
  • Up to $5M FDIC insurance via sweep

Pros

  • No monthly fees
  • Beautiful, fast interface
  • Great startup perks

Cons

  • No cash deposits
  • Not available for some industries

QuickBooks Online features

  • Invoicing & payments
  • Expense tracking
  • Bank feeds & reconciliation
  • Financial reports
  • Payroll add-on
  • Mileage tracking

Pros

  • Accountants know it
  • Huge app ecosystem
  • Strong reporting

Cons

  • Frequent price increases
  • Support can be slow

The verdict

Mercury edges ahead with a 4.8/5 rating from 121 reviews. Choose Mercury if you value: no monthly fees. Choose QuickBooks Online if you value: accountants know it.