MyFICO provides credit scores, reports, and monitoring to help consumers understand their credit health and work to improve their credit standing.

Use Cases

• Check credit scores
  • Access FICO credit scores used by 90% of lenders
  • Understand factors impacting your scores
• Monitor credit reports
  • Review Equifax, TransUnion, and Experian credit reports
  • Watch for changes that may indicate fraud
• Improve credit
  • Get customized action plans to build credit
  • Learn impact of payment history and debt usage

Pricing

Plan	Price	Details
1-Month	$19.95/month	Credit scores and reports
3-Month	$29.85 total	$9.95/month billing
Annual	$99.50/year	$8.25/month billing

Features

• Updated FICO credit scores from all bureaus
• Unlimited access to full Equifax credit report
• Analysis of credit report factors and trends
• Customized score improvement action plans
• Credit monitoring and fraud alerts
• Education on improving credit health
• Mobile app with account access
• Dark web monitoring (Annual plan only)
• $1 million identity theft insurance (Annual only)
• 24/7 customer support via email or phone
• Cancel anytime

FAQs

1. What payment methods does MyFICO accept? MyFICO accepts Visa, MasterCard, American Express, Discover cards, and PayPal.
2. What is the cancellation and refund policy? You can cancel anytime and receive a prorated refund based on unused service.
3. How often are credit scores updated? With a subscription, your credit scores are updated every 30 days.